Capitola Wharf
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Getting a mortgage can be a challenge!
Let us make the home buying process easy!

Loans & Financing
The right or wrong decision when signing your home mortgage can mean thousands of dollars difference in interest paid. Doesn't it make sense to know as much as possible about the financing of your home? Take the time to thoroughly investigate all of your options!

Credit Information and FICO Scores
Being completely honest with your lender will help you get approved quickly.

Current Rates
Latest real estate loan market rates, updated weekly.

Don't Wait to Buy, It Might Cost You!
Buyers, you might think you should wait until prices bottom out, but waiting for the best price might actually end up costing you more money based on price plus interest rates (total cost for the home). For every 1% increase in interest rate, your buying power is lowered $10,000. Check out the excel spreadsheet attached and plug in your numbers.

Smart Closing Calculator
Refinance, fixed rate, adjustable... many handy calculators for all scenarios.
First American Title CA Residential GFE Calculator